World News Guru

Americans’ 401(k) balances hit record levels in 2025 Americans' contributions to their 401(k) savings accounts hit record highs in 2025, according to a new report from Vanguard. Among employees with active 401(k) accounts in both December 2024 and Decem... Read more: https://worldnewsguru.us/finance-news/americans-401k-balances-hit-record-levels-in-2025 Originally published on World News Guru

Beware the ticking time bomb hiding in your 401(k) For working Americans with access to a 401(k), there's perhaps no easier way to save for retirement. You tell your employer how much money you want to contribute per year or per pay period, and that m... Read more: https://worldnewsguru.us/finance-news/beware-the-ticking-time-bomb-hiding-in-your-401k Originally published on World News Guru

Most 401(k) savers may be short-changing themselves, data shows You might think that finding the money to contribute to your 401(k) is the hardest part of saving for retirement. But choosing the right investments can also be challenging.For this reason, many 401(k... Read more: https://worldnewsguru.us/finance-news/most-401k-savers-may-be-shortchanging-themselves-data-shows Originally published on World News Guru

Social Security has less than 10 years before reserves are exhausted, new trustees report warns The clock is ticking faster for American workers and seniors.The Social Security Administration’s newly released 2026 Trustees Report confirms that the federal retirement safety net is less than seven... Read more: https://worldnewsguru.us/finance-news/social-security-has-less-than-10-years-before-reserves-are-exhausted-new-trustees-report-warns Originally published on World News Guru

ETFs vs mutual funds in 2026: Which is right for your portfolio? As more Americans take a hands-on approach to their finances, many are weighing whether to invest in exchange-traded funds (ETFs) or mutual funds.Both offer a simple way to build a diversified portfol... Read more: https://worldnewsguru.us/finance-news/etfs-vs-mutual-funds-in-2026-which-is-right-for-your-portfolio Originally published on World News Guru

Here's what happens when you dispute a credit card charge You have 60 days from your credit card statement date to dispute a charge. After that, the protection disappears.If you've ever spotted a charge you didn't recognize and done nothing about it, here's ... Read more: https://worldnewsguru.us/finance-news/heres-what-happens-when-you-dispute-a-credit-card-charge Originally published on World News Guru

Five financial mistakes Americans in their 30s and 40s are making, expert warns Americans are facing mounting financial pressure, but even small changes to everyday habits could make a major impact on long-term wealth, one expert says.Nearly three-quarters of Americans failed to ... Read more: https://worldnewsguru.us/finance-news/five-financial-mistakes-americans-in-their-30s-and-40s-are-making-expert-warns Originally published on World News Guru

Nearly half of Gen X workers are delaying retirement as rising costs, stagnant wages drain savings For the generation that should be in its "peak savings years," the prospect of retiring on time has shifted from a plan to a prayer.A newly released Employee Financial Wellness Survey by PwC found tha... Read more: https://worldnewsguru.us/finance-news/nearly-half-of-gen-x-workers-are-delaying-retirement-as-rising-costs-stagnant-wages-drain-savings Originally published on World News Guru

How much do you need to retire? A state-by-state breakdown Americans of all ages are facing affordability concerns, with retirees on fixed incomes in particular feeling the strain – though where they choose to live in their golden years has a big impact on th... Read more: https://worldnewsguru.us/finance-news/how-much-do-you-need-to-retire-a-statebystate-breakdown Originally published on World News Guru

Much Ado About Taxes Investors are increasingly focused on not just how they invest their money but also how they can optimize their after-tax investment outcomes. Allspring Global Investments is dedicated to helping inve... Read more: https://worldnewsguru.us/finance-news/much-ado-about-taxes Originally published on World News Guru

Credit scores plummet across multiple states creating 'perfect storm' for American wallets, expert says A strong credit score can be the key to major financial purchases and affordable loans, but some states saw notable declines that created a "perfect storm" for Americans’ wallets, according to a credi... Read more: https://worldnewsguru.us/finance-news/credit-scores-plummet-across-multiple-states-creating-perfect-storm-for-american-wallets-expert-says Originally published on World News Guru

AI financial advisors are coming and they may outperform the humans guarding your money For decades, Americans were given the same advice about money: Find a good financial adviser. Trust the person, not just the process.That model worked when markets were simpler, tax laws changed more ... Read more: https://worldnewsguru.us/finance-news/ai-financial-advisors-are-coming-and-they-may-outperform-the-humans-guarding-your-money Originally published on World News Guru

Americans now view this figure as the benchmark for being wealthy The average net worth that Americans feel is needed to qualify as wealthy has surprisingly declined, compared to last year, though it is still an eye-popping figure, Charles Schwab found.The financial... Read more: https://worldnewsguru.us/finance-news/americans-now-view-this-figure-as-the-benchmark-for-being-wealthy Originally published on World News Guru

When leaving the house to your heirs backfires Americans have trillions of dollars of wealth locked up in their homes, and passing it on at death can get messy quickly.The typical way of outlining who should get the house in a will can cause delay... Read more: https://worldnewsguru.us/finance-news/when-leaving-the-house-to-your-heirs-backfires Originally published on World News Guru

How Trump's tax bill will affect your money President Donald Trump’s "big, beautiful bill" cleared the House and is making its way through the Senate. Still, critics point out the bill, which is over 1,000 pages, will add trillions to what is a... Read more: https://worldnewsguru.us/finance-news/how-trumps-tax-bill-will-affect-your-money Originally published on World News Guru

Financial expert warns against the hidden traps of 'buy now, pay later' services Using "buy now, pay later" (BNPL) has become increasingly common in recent years as people look to split up and finance purchases they make. According to Credit Sesame financial analyst Richard Barrin... Read more: https://worldnewsguru.us/finance-news/financial-expert-warns-against-the-hidden-traps-of-buy-now-pay-later-services Originally published on World News Guru

Retirement account balances dip in 1st quarter, but savers keep contributing Retirement account balances dipped in the first quarter due to stock market turbulence. Still, people kept socking away money for their retirement, according to new data from Fidelity Investments. The... Read more: https://worldnewsguru.us/finance-news/retirement-account-balances-dip-in-1st-quarter-but-savers-keep-contributing Originally published on World News Guru

Expert debunks common social media myths about saving, debt and buy now pay later Managing one’s finances can be challenging, especially when faced with conflicting — and often wrong — information fed to people, especially on social media. Buying into common misconceptions surround... Read more: https://worldnewsguru.us/finance-news/expert-debunks-common-social-media-myths-about-saving-debt-and-buy-now-pay-later Originally published on World News Guru

Americans increasingly abandon financial planning as economic pressures mount How people tackle their finances can vary but, according to new research from PYMNTS, there are two ways that are most common.PYMNTS found just 40% of American consumers are "planners," meaning their ... Read more: https://worldnewsguru.us/finance-news/americans-increasingly-abandon-financial-planning-as-economic-pressures-mount Originally published on World News Guru

Americans face vastly different retirement costs across states as Social Security cuts loom Retirement remains top of mind for many Americans, whether they are approaching their so-called "golden years" or have many years to go before leaving the workforce. How much money a person needs to h... Read more: https://worldnewsguru.us/finance-news/americans-face-vastly-different-retirement-costs-across-states-as-social-security-cuts-loom Originally published on World News Guru